Why Us
1.Service guarantee
- We guarantee efficient and excellent customer service.
2.Top quality
- We ensure that the actuarial reports are of utmost quality and reflective of the latest actuarial professional standards.
3. Fast turn around time
- We have one of the fastest turnaround times in the market.
4. Theory and Practice are used to unlock customized solutions.
- Our consultants continue to expand horizons beyond traditional actuarial science.
- We take pride in our synergies with academe and research.
5. Customized services with three tiers to choose from
- We tailor-fit our services to the needs of our clients. As such, we offer tiered services listed below.
- Tier 1: the standard valuation in the industry.
- Tier 2: Tier 1 plus sensitivity analysis>Sensitivity analysis will help clients grasp the imapct of key actuarial assumptions on pertinent actuarial figures.
- Tier 3: Tier 2 plus projection of assets, contributions, liabilities, costs until 100% funding
ratio is reached. For funding valuation only.
>Projections will help clients plan their contributions into the future and not only for one year.
6. Full analysis of actuarial cost method and assumptions without resorting to shortcuts
- Discount rate reference and methodology for PAS 19 are in line with the requirements of Financial Reporting Standards Council as expressed in the document Q&A 2008-01(Revised)
- Requirement to use zero-coupon bond yields and not coupon-paying bond yields as discount rate reference.
- Single-weighted present value approach is employed.
- The critical assumption of turnover (resignation) rates is based on your company’s unique experience .
- Your turnover experience over the past 5-10 years shall be analyzed and the assumption that you get is based on your experience not of others.
- Assuming no turnover rate or setting this to nil means that all employees, even twenty year olds, will surely reach retirement, say at age 60, barring death and disability. Such a scenario is most unlikely for most companies. Thus, using turnover rates based on your experience is critical.
- Full use of projected unit credit method without resorting to term cost shortcuts
- Pertinent actuarial results are broken down into retirement, turnover, death and disability causes.